Risk Management of the Implementation of Baitul Maal Wa Tamwil Based on the Regulation of the Minister of Cooperatives and SMEs No. 12 of 2023: Evidence of the Existence of Islamic Finance. Journal of Islamic Economics and Finance, [S. l.], v. 1, n. 1, p. 61–75, 2025. DOI: 10.64845/al-mudayanah.v1i1.5. Disponível em: https://athallahpublishing.com/index.php/almudayanah/article/view/5. Acesso em: 25 apr. 2026.